Terms of Use


Effective: January 1, 2022.


Thank you for using Ripple Academy!

Ripple Academy offers products and services provided by Ripple Group Holdings Pte Ltd, our subsidiaries, and our international branches, including XXXXX
(collectively, "Ripple Academy," "us," "we," or "our"). These Terms of Use ("Terms") govern your use of our website, apps, and other products and services ("Services").
As some of our Services may be software that is downloaded to your computer, phone, tablet, or other device, you agree that we may automatically update this
software, and that these Terms will apply to such updates. Please read these Terms carefully, and CONTACT US if you have any questions, requests for information,
or complaints. By clicking “I accept” (or for those who have not yet created an account, by using our Services), you agree to be bound by these Terms, including the
policies referenced in these Terms. By using our Services, you agree to be bound by these Terms, including the policies referenced in these Terms.


THESE TERMS INCLUDE AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT APPLY TO ALL CLAIMS BROUGHT AGAINST RIPPLE ACADEMY.
PLEASE READ THEM CAREFULLY; THEY AFFECT YOUR LEGAL RIGHTS. THE TERMS OF THE ARBITRATION AGREEMENT AND CLASS ACTION WAIVER SHALL
NOT APPLY IF UNENFORCEABLE UNDER THE LAWS OF THE COUNTRY IN WHICH YOU RESIDE.


Using Ripple Academy


Who May Use our Services

You may use our Services only if you can form a binding contract with Ripple Academy, and only in compliance with these Terms and all applicable laws. When you
create your Ripple Academy account, and subsequently when you use certain features, you must provide us with accurate and complete information, and you agree
to update your information to keep it accurate and complete.

Any use or access by anyone under the age of is prohibited, and certain regions and Content Offerings may have additional requirements and/or restrictions.